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Financing 2018-01-17T22:11:20+00:00
Sun Trust Tiny Home Purchase

We believe in simplicity,

even when it comes to

funding your tiny home dream.

We are designers, artists, and tiny home enthusiasts, not banking experts, so we found the experts in the industry and partnered with them! Our family at Wood Iron Tiny Homes partner with LightStream, a division of SunTrust Bank, because they are the nation’s premier online consumer lender.

When you’ve worked hard to build solid credit, we believe your interest rate should be low, and it should be fixed, so LightStream offers just that on their tiny-home-specific loan. When you qualify for a LightStream loan, you will be able to pay for YOUR TINY HOME in full, possibly even same day!¹

Suntrust lightstream tiny house loan

All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.


With a LightStream loan, you can finance your entire tiny home purchase in one day!
Here's what else you can expect with a LightStream loan:

  • Competitive fixed rates, backed by LightStream's Rate Beat Program
  • No home-equity requirements, no fees or prepayment penalties
  • Financing from $5,000 to $100,000
  • A refreshingly simple online loan process
  • Same-day funding available1
  • Your best loan experience ever, or LightStream will give you $1002
Apply Now

LightStream will even plant a tree once your loan is funded!



“I have to say, I am blown away at how easy this was to complete. You weren't kidding when you said it's guaranteed the easiest loan process ever. I thought dealing with our credit union in the past was easy, but this takes it to a whole different level.”
— J.W. from Bee Cave, TX

“To the helpful people at LightStream: First off, thank you for redefining the loan process. I was amazed at how easy everything was. It was great to actually feel trusted by a bank, and I loved having the power of a cash buyer… Keep up the good work!”
— D. A. from Silverdale, WA

Here's the necessary print we must include to honor compliancy with LightStream.

*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

1You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

2After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.

Tiny house_EHL SunTrust Bank is an Equal Housing Lender. © SunTrust Banks, Inc. All rights reserved. LightStream and SunTrust are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.
Sun Trust Tiny Home Loan

Our Tiny Home Pricing

If you long to have more financial security, lose your mortgage or rent, free up your calendar, and engage with your community more deeply, then choosing the tiny lifestyle is right for you. Fill out the simple form on our slide-out for our price-sheets and learn the simple steps to becoming a Wood Iron Tiny Home owner!